- FAQs
Open enrollment is the annual opportunity to enroll in a private health insurance plan or renew or make changes to a current plan. MNsure annual open enrollment November 1-December 15, while Medicare AEP (Annual Enrollment Period) is October 15-December 7.
If you experience a major life event, such as having a baby, getting married or losing your job, you may qualify to enroll in private health insurance outside the annual open enrollment period. Contact our office with questions.
Required Minimum Distributions (RMDs) are the minimum amounts that individuals must withdraw annually from most retirement accounts, such as traditional IRAs, once they reach a certain age. The purpose of RMDs is to ensure that retirement savings are eventually taxed, as the contributions to these accounts were typically tax-deferred.
For most individuals, the RMD age is 73. These distributions must be taken by the end of the year, but we recommend taking them by December 15th.
Generally, withdrawals made before age 59½ from traditional and Roth IRAs are considered early distributions and subject to a 10% penalty, in addition to being taxed as ordinary income.
No, we do not accept fund requests using texting or email. For your security, any fund requests must be made either over the phone or in person.
Call Schwab Alliance Client Hotline at (800) 515-2157.
It’s OK. Many people work with different advisors and firms throughout their lives. The advisor/client relationship is based on understanding your goals and to trust our expertise to help meet those goals. Call us at (651) 426-7375 to set up an appointment.
Call our office at (651) 426-7375 and we will send you instructions.
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